Founded in 1956, Fair Isaac helps thousands of companies in over 60 countries acquire customers more efficiently, increase customer value, reduce fraud and credit losses, lower operating expenses and enter new markets more profitably.. With RoamEx™ Roamer Data Exchanger, telecommunications carriers can exchange data in one common format in near real-time. The visibility of roaming activity is immediate, so fraud can be eliminated right when it's discovered. RoamEx is used by over 70 carriers across the world including many of the CDMA carriers in the United States. Using neural networks, Fraud Manager™ stops complex fraud such as Subscription Fraud, Internal Fraud and Dealer/Agent Fraud. It also protects you from traditional technical fraud, including Calling Card Fraud, Cloning, Clip-on Fraud and PBX fraud. As of August 5, 2002, the business of HNC Software Inc, is part of Fair Isaac